Health Insurance Information


Optimum Physical Therapy Associates is Medicare certified and providing
services for customer-patients with insurances from most private companies
including but not limited to:
Aetna
Blue Cross/Shield
Personal Choice
Cigna
Devon Health Care
Tricare
Amerihealth
United Health Care
Motor Vehicle Accidents
Worker's compensation

Your insurance company may cover most or part of your therapy visits, but you
will likely have a co-payment or percentage due for each therapy visit wherever
you attend PT.  In general, insurance companies are decreasing the amount they
pay for therapy and increasing the part that falls upon the patient (while freezing
or decreasing the total amount paid per visit).  We have found that co-payments
range from $5-$50.  If you have a deductible, your insurance company may make
you responsible for that amount before they cover therapy.  Your personal
responsibility can only be determined by calling your insurance company or
reading your policy manual; each plan is different.   

We also offer reasonable cash payment plans for those who do not have
physical therapy insurance coverage.  

The therapists have Certificates of Authorization to treat under Direct Access
from the Pennsylvania Bureau of  Professional and Occupational Affairs.
With Direct Access in Pennsylvania, you do not need a prescription to seek initial
physical therapy treatment, but your insurance company may require one.
Insurance